Connect with us

Entrepreneur Today

Top 10 Security Tips for Gen Y

We spend most of our waking hours online with little thought to safety. But just how dangerous is it out there?

Doros Hadjizenonos

Published

on

027

If you are part of Gen Y, connectivity is an important part of your daily life. But while tweeting, friending, and googling may be routine, are you protecting yourself online?

According to a recent ZoneAlarm survey of 1245 participants, the majority of Gen Y respondents leave Internet security on the back burner.

Fun trumps safety

Only 31 percent of Gen Y participants rank security as the most important consideration when making decisions about their computer. Gen Y was more likely to prioritise entertainment and community above security.

However, half (50%) of all Gen Y indicated that they have had computer security issues in the past two years.

Stay ahead of the hack pack

The research shows that Gen Y is leaving themselves – and anyone with whom they communicate – wide-open and vulnerable to online attacks.

When you consider the growth of cybercrime in our over connected, always-on society, it doesn’t hurt to be one-step ahead in the security game.

Here are 10 ways to protect yourself and keep out of harm’s way.

1.Get back to basics.

Regularly update your computer’s operating system.

Configure your operating system to receive automatic updates for the latest security patches.

Be sure to apply the latest settings by restarting your computer after the updates occur.

2.Don’t be click-happy.

Did you know that 9 500 malicious websites are detected by Google every single day? This stat includes legitimate sites that have been hijacked and those that are designed to spread malware.

Be wary of the links you click.

Remember to hover over links so that you can review the full address before you click.

Take warning messages from Google to heart.

Keep your firewall and antivirus up-to-date and active.

3.Pay attention to the latest social changes.

For example, Facebook recently changed your default email to @facebook.com. This means that a whole new group of marketers and spammers will be able to contact you much more easily than ever before.

Adjust your privacy protection settings and watch out for spam and phishing scams now that Facebook’s messaging system is open.

4.       Passwords, passwords, passwords.

Create strong passwords for all online accounts, and include letters, numbers, and symbols.

Longer passwords are more secure and harder to crack.

Choose different and unique passwords for important sites, such as your primary email and financial accounts. If a password gets compromised on one site, it may allow hackers to log into other accounts with the same credentials.

5.       Gamers, keep your security software on deck.

If you are serious about online gaming, don’t disable your security software to play thrilling titles, like Diablo III. Yes, experiencing a high speed connection with minimal interruptions is important – but not at the expense of security.

Instead, look for “Game Mode” in your security software. This setting will never interrupt you while you’re in the middle of your game. At the same time, it will keep you protected.

6.       Protect yourself against P2P and pirated software.

The best solution is to simply never use P2P sites to download pirated software. Instead, download your files from the original software developer.

But if you still choose to take that risk, you should at least take a few precautions, like reading the user comments before you download the file.

7.       Beware of social engineering attacks.

Cybercriminals are scouring social media sites every day to learn all they can about you. They’ll use the information they gather to send you highly targeted emails, pretending to be from your boss, friend, or family member.

Watch what you say online – revealing too much information like middle names, pet names, etc. could be just enough to tip off a cybercriminal.

8.       Choose your friends carefully.

There’s nothing like making connections online via Facebook and other social networks. However, you definitely put yourself at risk by not taking the time to filter who you accept into your inner circle.

If you get a friend request from someone you haven’t spoken to in years or someone you don’t know, a social bot may be using this as an opportunity to hack into your network.

They could use your access, information and persona to solicit products and spread malware to others’ computers.

9.       Take Care When Downloading Videos.

Online video has really taken off – especially for Gen Y who often spends more time watching videos online than any other group.

Be careful when downloading videos – as this activity could be a hotbed for viruses. If you don’t have the most up-to-date video player, download it directly from a trustworthy source.

Never install software from file-sharing sites when trying to view a video.

Downloading a video by itself should never require running an executable (.exe) file.

10.   Be Cautious When Using Wi-Fi Hotspots.

Most people are thrilled when they encounter free Wi-Fi hotspots. But before you connect, verify that the Wi-Fi network name (SSID) is from a legitimate service.

Do not connect to random, unsecured Wi-Fi networks.

Use a Virtual Private Network, if you can. A VPN allows you to route all your activity through a separate, secure, private network, even if you’re on a public one.

Staying vigilant is a good start. But it’s just not enough. Cybercriminals are becoming craftier by the day, and online attacks are never ending.

Whatever you do, it’s important to take basic precautions by following the tips above and making sure you at least have antivirus software and a 2-way firewall on your computer.

Don’t be lulled into a false sense of security – no matter what your age. You will not only avoid becoming another statistic, you’ll also do your part to keep the Internet safe for your online community.

Doros Hadjizenonos is the South Africa Sales Manager at Check Point Software Technologies.

Advertisement
Click to comment

You must be logged in to post a comment Login

Leave a Reply

Entrepreneur Today

Top Sectors For SMEs In 2019

“As such, SMEs in the construction, communications and electrical fields are all likely to benefit from supply and sub-contracting agreements over the coming years.”

Entrepreneur

Published

on

manufacturing-sector-south-africa

While the South African economy has been underperforming for a number of years, the first positive signs of turnaround started to become visible by the second quarter of 2018, and by the end of the third quarter, data supplied by Statistics South Africa showed that the economy had indeed grown by 2.2 percent, compared to the previous quarter. This uptick is expected to have a positive effect on business confidence in 2019.

This is according to Jeremy Lang, regional general manager at Business Partners Limited (BUSINESS/PARTNERS), who says that certain business sectors have already seen an increase in opportunities for small businesses and start-ups.

“While these sectors will not be without challenges, the following four industries are likely to offer the best opportunities for small and medium enterprise (SME) owners to grow their enterprises in the coming year.”

Tourism

The World Travel and Tourism report 2018, revealed that the direct contribution of the travel and tourism sector to South Africa’s GDP has been projected to rise from R136bn in 2016 to R197.9bn by 2028 – set to make up a total of 3.3 percent of the country’s total GDP, says Lang.

“Although this sector experienced some setbacks in 2018, such as the drought in the Western Cape and stricter visa regulations for children entering the country, both the water restrictions and visa regulations  have been relaxed and the sector is once again poised for growth,” he says.

Related: Government Funding And Grants For Small Businesses

Manufacturing

Statistics South Africa has credited this industry with being the biggest driver of growth in the country’s GDP, having expanded by 7.5 percent in September 2018, says Lang. “To bolster this, Government has made a concerted effort to stimulate small business growth in this area with initiatives such as the Black Industrialist Programme and the SA Automotive Masterplan.”

He adds that businesses in the manufacturing sphere could therefore likely see significant opportunities in the form of outsourcing contracts and new partnerships with large corporates.

Agriculture

“The debate around land expropriation has occupied most of the discussions surrounding the agricultural sector in 2018, with some questioning growth prospects of this sector. However, this industry has a lot of growth ahead of it, as demonstrated by its 6.5 percent growth over the last three months of 2018,” explains Lang.

“Further to this, the industry is also already taking significant advantage of seven climatic regions in South Africa, with the export of a wide variety of high quality fruit and vegetables increasing substantially,” he points out. The recent outbreak of foot and mouth disease that has resulted in the suspension of the country’s FMD-free status will however significantly impact meat exporters.

In terms of opportunities for SMEs, he says that these may most likely be found in the rural and underdeveloped regions, where the need for resources like efficient transport, state-of-the-art cold storage, better irrigation and private power generation will be key to making agriculture projects more productive and competitive in the export market.

Data and information technology

Connectivity and information technology infrastructure are both crucial to business and employment growth in South Africa, says Lang.

“With many municipalities and the Western Cape government committing to providing all of its residents with free data as part of a plan to expand public Wi-Fi network access, it is clear that this is also becoming a high priority on a state level.” 

Related: 9 Ways To Elevate Your Small Business To The Next Level

It has also been reported that South Africa is awaiting the arrival of three international data centres, and large players in the communications sphere, including Vodacom, Telkom and Vumatel, are making huge strides in drastically growing the country’s fibre optic backbone, he adds. “As such, SMEs in the construction, communications and electrical fields are all likely to benefit from supply and sub-contracting agreements over the coming years.”

In conclusion, Lang says that as South Africa’s economic growth has started to turn around, business owners should keep their ears to the ground as 2019 is highly likely to be a year of opportunity.

Continue Reading

Entrepreneur Today

Herman Mashaba To Talk On City Of Jo’burg Job Creation Initiative

Herman Mashaba to talk on City of Jo’burg job creation initiative at 2019 Business Day TV SME Summit.

Entrepreneur

Published

on

herman-mashaba
Mayor of the City of Johannesburg, and one of South Africa’s most successful entrepreneurs, Herman Mashaba, will be one of the presenters at the 2019 Business Day TV SME Summit which will be taking place at The Empire Venue in Parktown on 7 March 2019.
Now in its third year, the Business Day TV SME Summit provides an opportunity for small business owners, entrepreneurs, incubators, franchisors, investors, as well as suppliers to the SME sector to come together and engage with experts in the business, technology, marketing and investment fields.
Having founded the now iconic hair-care brand, Black Like Me, more than thirty years ago during the apartheid era and on the back of a R30,000 loan from a friend, Mashaba’s experience in establishing an entrepreneurial enterprise holds great value for small and medium-sized business owners in South Africa. Mashaba will also be highlighting the City of Johannesburg’s innovative drive to stimulate inner city opportunities and job creation.
a-panel-discussion-from-the-2018-business-day-tv-sme-summit
Managing finances and obtaining funding and expansion capital are challenges many entrepreneurial businesses face as they look to grow their footprint in the market. Darren Segal, Personal and Business Banking Innovation executive at Standard Bank – one of the partners of the SME Summit – will present advice on negotiating funding and finance, to ensure effective cash flow management.
Complex tax issues will also be covered by a representative from the office of the Tax Ombudsman.
Taryn Westoby, Head of Tiso Blackstar Events which manages the SME Summit and curates the speaker line-up says: “We work alongside Business Day TV to meet the requirements of those engaged in the SME sector, so that the content of the Summit aligns to some of their most pressing concerns and needs. The line-up of speakers includes experts in the fields of business scaling, marketing strategy, intellectual property (IP) rights, and risk mitigation.”
As such, Graham Mitchell from GROW has been engaged to share insights into the leadership required to scale a winning management team.  Vishen Pillay, partner at Adams & Adams and an authority on copyright, patents, and trademarks, will provide guidance on protecting IP. Therusha Bhagarette of Credit Guarantee Insurance Corporation of Africa Ltd will expound further on the do’s and don’ts of risk management. The full line-up of expert speakers and topics will be published on www.smesummit.co.za.

International perspective

An international perspective to entrepreneurship will also be provided through Business Day TV’s The Big Small Business Show and a pre-recorded session with Uri Levine: renowned serial entrepreneur and founder of Waze.  Levine was recently in South Africa as a guest of Tiso Blackstar to deliver the keynote presentation at the prestigious Sunday Times Top 100 Companies Awards to an audience of CEOs from the top-performing companies on the JSE.

Leading organisations at the SME Summit

Once again, leading organisations have committed their participation at the Business Day TV SME Summit, recognising it as one of the most effective platforms for SMEs to engage professional insights and facilitate knowledge-sharing in support of much needed entrepreneurial development in SA.
This year’s headline partners are Credit Guarantee Insurance Corporation of Africa Limited, SAICA, and Standard Bank. Other partners include BDO, Adams & Adams, Liberty, Payfast, GROW, The Tax Ombudsman, W&R Seta, Telkom, Santam and The Little Green Number.
For sponsorship and exhibition opportunities:  Stephen Horszowski – stephen@tisoblackstar.co.za
Delegates who wish to purchase tickets for the full day event (07h00 – 15h00) at R995:  Lucy Johnson – johnsonl@tisoblackstar.co.za or visit  www.smesummit.co.za

Continue Reading

Entrepreneur Today

SME Insurance Checklist For New Year

Malesela Maupa, Head of Product and Insurer Relationships at FNB Insurance Brokers, advises SMEs to consider the following factors when reviewing their policies.

Entrepreneur

Published

on

SME Insurance

Business owners who are planning for the year ahead should not overlook the importance of reviewing their insurance policies to ensure they are adequately covered against insurable risks.

Malesela Maupa, Head of Product and Insurer Relationships at FNB Insurance Brokers says, every year businesses face unique challenges ranging from credit and market risks, technological disruptions, compliance, operational and regulatory risks, amongst others. As a matter of precaution, insurance policies should at least be reviewed or updated once a year.

He advises SMEs to consider the following factors when reviewing their policies:

  • Employee movements – if there are any employees who have left or joined the company, ensure that your policy is updated accordingly.

This type of cover normally depends on the role and contribution of the employee to the business. For instance, directors may be covered for Key Person Insurance and Directors & Officers Liability insurance.

  • Protest Actions – this year is the national election year and leading up to elections we can expect to see an increase in the frequency and severity of protest actions, riots and strikes. Thus, it is essential to ensure that adequate special risks cover is in place from the South African Special Risks Insurance Association (SASRIA).

SASRIA provides cover to both individuals and businesses against special risks like civil commotion, public disorder, strikes, riots and terrorism at affordable premiums.

  • Cyber risks – it is essential to communicate with your insurer or broker and find out if there are any new risks that your business should be protected against. Cyber incidents continue to be a major risk for businesses especially in the SME sector. Over the last couple of years there has been a major increase in the number of reported cyber incidences.

Related: I would like to start an insurance business. What are the basic guidelines?

More businesses are now facing increased cyber threats due to their increased dependency on technology, relating to their internal and customer data being compromised by fraudsters. It is therefore essential to have some form of cyber risk insurance cover and/or enhancement of data security protocols.

  • Regulatory changes – every year there are a number of regulatory changes that impact businesses directly or indirectly, which may result in fines and penalties for non-compliance.
  • Natural catastrophes – the increase in the frequency and severity of extreme weather conditions, coupled with intensifying natural catastrophes will continue to have a significant impact on businesses.

Businesses should ensure they are adequately protected against these risks to avoid incurring sever financial losses.

  • Business changes – should a business consider moving to a new location, purchasing new premises or venture into new business activities, these types of changes could have a major impact on its risks profile. As a result, the policy needs to be updated accordingly.
  • New and Enhanced products – An innovative culture has taken over the insurance industry and ever so often we see the introduction of new products or the enhancement of existing products. Get in touch with you broker to advise you on any new products that might add value to your existing insurance portfolio.

“Reviewing your policy regularly gives you peace of mind knowing that you can focus on running your business effectively, without worrying about unforeseen risks,” concludes Maupa.

Related: Insurance For Small Businesses: What Should Be Covered?

Continue Reading
Advertisement

SPOTLIGHT

Advertisement

Recent Posts

Follow Us

Entrepreneur-Newsletters
*
We respect your privacy. 
* indicates required.
Advertisement

Trending